This will take more time to process.Īpple Pay is available at numerous retailers. If you prefer the money on your bank card, you can transfer it into your bank account. You can use it to purchase things in stores, on apps, or online. The funds are immediately placed on the card. You can use this Apple Pay cash card like any other bank card. When people transfer money to you, the money goes on to this card. Instead, you get an Apple Pay cash card that lives in your wallet. When you receive money from people, it doesn’t automatically go on to your bank card. If you’re looking for a hands-free way to send and receive money, you can use Siri for these functions. You can request or send money through Messages. In this app, you add all your payment options in one place.Īpple Pay also enables you to send and receive money from friends and family. It operates through a pre-programmed app called Wallet.

There is no app to download to get Apple Pay. It can only be used by Apple devices like iPhones, Apple Watch, or iPad.

Is one of the most popular forms of contactless payment. It’s a simple process that takes less time than swiping your bank card. When you get to the register, you simply open the Apple Pay or Google Pay app, hold or wave your device over the POS terminal, and make your payment. Most people use their mobile phones or compatible wearable devices like watches to make payments. The information transmits through RFID to make your payment at the register. These terminals use radio frequency identification (RFID) to communicate the payment between the mobile device and the payment reader. Instead, you use your card in a compatible device.Ĭontactless payment uses near field communication (NFC) technology to obtain payments from your device. With contactless payment, you don’t need to slide your card at the point of sale (POS) terminal. 5.2 million Client phone calls What is contactless payment?īefore we dive into Apple Pay and Google Pay, it’s important to understand the technology behind these payment methods.

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